" Arial; of ?xml:namespace prefix = st1 ns = "urn:schemas-microsoft-com:office:smarttags" /st1:City w:st="on"st1:place w:st="on"Waterford/st1:place/st1:City passed peacefully January 27, 2012 at 70 years of age. " Arial; "Beloved wife of Bill; loving mother of Derek Ratliff, Shannon (Doug) Taylor and the late Brian Ratliff; cherished grandmother of Dustin, Morgan and Kaleb; sister of Bill (Helen) Thomas, Gladys (Vince) Bucher, and the late Glennie Thomas. " Arial; "Wilma will be missed by many but no one will miss her " Arial; "more than her family. Family was absolutely everything to her and there isn